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Journal of Information Systems Engineering and Management

The Impact of Digital Insurance in Reducing the Risks of Climate Fluctuations: In a Sample of Iraq Insurance Companies
Salman Abood Zbar 1 * , Haifa Kadhim Ibrahim 2
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1 Assistant Professor, Technical Institute of Al-Mussaib, AL-Furat AL-Awsat Technical University (ATU), Al-Najaf, Iraq
2 Assistant Lecture, Technical Institute of Al-Mussaib, AL-Furat AL-Awsat Technical University (ATU), Al-Najaf, Iraq
* Corresponding Author
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Research Article

Journal of Information Systems Engineering and Management, 2024 - Volume 9 Issue 1, Article No: 25040
https://doi.org/10.55267/iadt.07.14316

Published Online: 29 Jan 2024

Views: 202 | Downloads: 184

Open Access
How to cite this article
APA 6th edition
In-text citation: (Zbar & Ibrahim, 2024)
Reference: Zbar, S. A., & Ibrahim, H. K. (2024). The Impact of Digital Insurance in Reducing the Risks of Climate Fluctuations: In a Sample of Iraq Insurance Companies. Journal of Information Systems Engineering and Management, 9(1), 25040. https://doi.org/10.55267/iadt.07.14316
Vancouver
In-text citation: (1), (2), (3), etc.
Reference: Zbar SA, Ibrahim HK. The Impact of Digital Insurance in Reducing the Risks of Climate Fluctuations: In a Sample of Iraq Insurance Companies. J INFORM SYSTEMS ENG. 2024;9(1):25040. https://doi.org/10.55267/iadt.07.14316
AMA 10th edition
In-text citation: (1), (2), (3), etc.
Reference: Zbar SA, Ibrahim HK. The Impact of Digital Insurance in Reducing the Risks of Climate Fluctuations: In a Sample of Iraq Insurance Companies. J INFORM SYSTEMS ENG. 2024;9(1), 25040. https://doi.org/10.55267/iadt.07.14316
Chicago
In-text citation: (Zbar and Ibrahim, 2024)
Reference: Zbar, Salman Abood, and Haifa Kadhim Ibrahim. "The Impact of Digital Insurance in Reducing the Risks of Climate Fluctuations: In a Sample of Iraq Insurance Companies". Journal of Information Systems Engineering and Management 2024 9 no. 1 (2024): 25040. https://doi.org/10.55267/iadt.07.14316
Harvard
In-text citation: (Zbar and Ibrahim, 2024)
Reference: Zbar, S. A., and Ibrahim, H. K. (2024). The Impact of Digital Insurance in Reducing the Risks of Climate Fluctuations: In a Sample of Iraq Insurance Companies. Journal of Information Systems Engineering and Management, 9(1), 25040. https://doi.org/10.55267/iadt.07.14316
MLA
In-text citation: (Zbar and Ibrahim, 2024)
Reference: Zbar, Salman Abood et al. "The Impact of Digital Insurance in Reducing the Risks of Climate Fluctuations: In a Sample of Iraq Insurance Companies". Journal of Information Systems Engineering and Management, vol. 9, no. 1, 2024, 25040. https://doi.org/10.55267/iadt.07.14316
ABSTRACT
This study aims to identify the extent of the impact of insurance information technology on the activity of Iraqi insurance companies from two dependent variables (the advantages provided by technological insurance, and the presence of factors that contribute to the application of information technology) and the dependent variable (supporting the activity of insurance companies). It has been applied in Iraqi insurance companies (study population) on a sample consisting of (70) individuals. Through a questionnaire prepared for this purpose, Descriptive statistics are used to find the relationship between the variables. The study showed that insurance information technology contributed to reducing the effects of climate change risks on affected groups, especially the agricultural sector. It will enable it to monitor climate fluctuations and determine the amount of premiums and compensation more accurately and quickly. The study recommended that Iraqi insurance companies must enter into strategic partnerships with companies (Insurtech) that provide high technology capabilities and skills.
KEYWORDS
Digital Insurance Climate Change Technological Insurance Insurtech Business Temperature
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