Bridging Digital Economy and Financial Literacy: A Bibliometric Analysis of Research Trends and Sustainable Development Implications

Abstract

The rapid advancement of the digital economy has significantly influenced financial literacy, financial inclusion, and sustainable development. This study employs a bibliometric analysis to examine the evolving research landscape on digital financial literacy, its role in economic empowerment, and its contribution to global sustainability goals. Using a network visualization of research keywords, we identify two dominant clusters: "digital economy," which is linked to digital transformation, artificial intelligence, blockchain, and green technology innovation, and "financial literacy," which is associated with financial inclusion, fintech, economic empowerment, and sustainable development goals (SDGs). The interconnections between these themes highlight the critical role of digital financial literacy in bridging technological and economic transformations with broader sustainability objectives. Additionally, the growing focus on environmental sustainability, green finance, and carbon neutrality indicates an increasing interest in leveraging digital financial systems for environmental and social impact. The findings underscore the multidisciplinary nature of digital financial literacy research and its importance in fostering inclusive economic growth and sustainable development. Future research should explore emerging challenges, including digital financial disparities and the environmental impact of digital finance, to ensure equitable and responsible digital economic growth.