Development of the Model for Risk Management of Commercial Acceptance Bills in Supply Chain Finance: A Case Study of the Real Estate Industry in China

Abstract

This paper explores the credit risk management of commercial acceptance bills in supply chain finance, specifically within the real estate industry in China. The study integrates both qualitative and quantitative research methodologies to develop a comprehensive risk management model. Findings suggest that internal risk, external risk, and corporate reputation significantly influence supply chain finance risk, which, in turn, affects the credit risk of commercial acceptance bills. This research contributes to financial risk management by proposing a framework that enables enterprises to proactively assess and mitigate risks. The study has significant implications for policymakers, financial institutions, and real estate enterprises in fostering a more resilient financial ecosystem.